talorivenqus Financial Solutions - Professional Spreadsheet Management Platform

Overview

talorivenqus ("we," "our," or "us") operates talorivenqus.com and provides spreadsheet financial management services. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and provincial privacy legislation.

We understand that financial information is particularly sensitive, and we are committed to protecting your privacy while providing you with valuable spreadsheet financial management tools and educational resources.

Information We Collect

Personal Information

When you use our services, we may collect the following types of personal information:

Name, email address, and contact information when you create an account
Financial data you input into our spreadsheet tools (income, expenses, budgets)
Payment information for subscription services (processed through secure third-party providers)
Communication preferences and customer service interactions
Professional information if you apply for career opportunities

Technical Information

We automatically collect certain technical information when you visit our website:

IP address and general location information
Browser type, device information, and operating system
Pages visited, time spent on site, and navigation patterns
Cookies and similar tracking technologies
Error logs and performance data

How We Use Your Information

We use your personal information for legitimate business purposes, including:

Purpose	Legal Basis	Data Used
Providing spreadsheet financial tools	Contract performance	Account, financial data
Customer support	Contract performance	Contact info, usage data
Service improvements	Legitimate interests	Technical data, usage patterns
Security monitoring	Legitimate interests	IP address, device info
Marketing communications	Consent	Email, preferences

Data Sharing and Disclosure

We do not sell your personal information. However, we may share your information in the following circumstances:

Service Providers

We work with trusted third-party service providers who assist us in operating our platform, processing payments, and providing customer support. These providers are bound by strict confidentiality agreements and may only use your information as necessary to perform their services.

Legal Requirements

We may disclose your information when required by Canadian law or to:

Comply with legal processes or government requests
Protect our rights, property, or safety
Investigate fraud or security issues
Enforce our terms of service

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction. You will be notified of any such change in ownership or control of your personal information.

Your Privacy Rights

Under Canadian privacy law, you have several important rights regarding your personal information:

Access and Correction

You have the right to request access to the personal information we hold about you and to request corrections to any inaccurate or incomplete information. We will respond to such requests within 30 days.

Withdrawal of Consent

Where we rely on your consent to process personal information, you may withdraw that consent at any time. This includes opting out of marketing communications or closing your account.

Data Portability

You may request a copy of your financial data in a structured, commonly used format. This allows you to transfer your information to another service provider if desired.

Complaint Process

If you believe we have not properly handled your personal information, you may file a complaint with the Privacy Commissioner of Canada or your provincial privacy commissioner.

Data Security and Retention

Security Measures

We implement comprehensive security measures to protect your personal information:

Encryption of data in transit and at rest using industry-standard protocols
Regular security audits and vulnerability assessments
Access controls limiting employee access to personal information
Secure data centers with physical and environmental controls
Regular backups with secure storage and recovery procedures

Data Retention

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected:

                  
                        Account Information:
                        Retained while your account is active, plus 7
                        years for tax and legal purposes
                     
                        Financial Data: Retained for
                        the duration of your subscription, with
                        secure deletion upon account closure
                     
                        Marketing Data: Retained
                        until you opt out or withdraw consent
                     
                        Technical Logs: Retained for
                        2 years for security and performance
                        monitoring

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your experience and gather analytics data. We use the following types of cookies:

Essential Cookies

These cookies are necessary for the website to function properly. They enable basic functions like page navigation, access to secure areas, and maintaining your login session.

Analytics Cookies

We use analytics cookies to understand how visitors interact with our website. This helps us improve our services and user experience. You can opt out of analytics tracking through your browser settings or our cookie preferences center.

Marketing Cookies

With your consent, we may use marketing cookies to deliver personalized advertisements and measure their effectiveness. You can control these cookies through our privacy preferences or your browser settings.

International Data Transfers

While we primarily store and process data within Canada, some of our service providers may be located outside of Canada. When we transfer personal information internationally, we ensure adequate protection through:

Contractual safeguards requiring equivalent privacy protection
Verification of adequate privacy laws in the destination country
Implementation of additional security measures as needed
Regular monitoring of international service providers

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, services, or applicable laws. When we make significant changes, we will:

Post the updated policy on our website with a new "last updated" date
Send email notifications to registered users about material changes
Provide a summary of key changes where appropriate
Obtain new consent where required by law

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.